MCE Client Spotlight 2025 Highlights
As we reflect on 2025, we want to begin by saying thank you to the remarkable business owners who trusted Maryland Capital Enterprises with their ideas, their plans, and their growth. Each Client Spotlight this past year reminded us why we do this work—because behind every loan, training session, or consultation is a person with a dream and the determination to see it through. We are honored to have played a role in these journeys and proud to share highlights from five outstanding entrepreneurs featured in 2025.
Jonathan White – March 
Cashland | East Baltimore
Jonathan White’s story is one of deep community roots and creative vision. What began as a grassroots effort to uplift his neighborhood evolved into Cashland, a respected custom sportswear brand known for quality, durability, and on-the-spot customization. Jonathan’s ability to pivot, adapt, and stay true to his mission has helped Cashland grow while remaining firmly connected to its origins.
MCE Testimonial Highlight:
“MCE has been instrumental in bringing my vision for Cashland to life…Their readiness to back me through necessary pivots has been invaluable.”
Brian Murphy – May
Smith Island Baking Company | Somerset County
Brian Murphy and his wife turned their love for Smith Island and its iconic cake into a nationally recognized business. Smith Island Baking Company now ships Maryland’s State Dessert across the country, preserving tradition while continually expanding. Brian credits thoughtful planning—and the right partners—for helping the business navigate growth challenges unique to the region.
MCE Testimonial Highlight:
“We are grateful to MCE for filling the gaps as we grow and become more attractive to traditional commercial lenders.”
Candy Newnam – July
Down Under Pizza & Subs | Snow Hill
Candy Newnam is the heart and soul behind Down Under Pizza & Subs, a beloved local stop known for great food and even better hospitality. From burgers and cheesesteaks to famous fries and milkshakes, Candy’s joy comes from serving her community—and knowing her customers by name.
MCE Testimonial Highlight:
“MCE made my dreams come true. They helped me be right where I am today.”
Brian Racosky – September
OC Tanning LLC | Ocean City
When Brian Racosky saw a gap in the market, he took a bold leap—launching OC Tanning LLC after being turned down by multiple banks. With perseverance and strategic support, his salon has grown into a successful business now expanding into wellness services, reflecting both industry trends and Brian’s forward-thinking approach.
MCE Testimonial Highlight:
“MCE has been incredible to work with, and I’m grateful for their support.”
Jamie & Heather Marshall – November
Marshall’s Marine LLC | Eastern Shore
Veteran-owned Marshall’s Marine LLC was built on decades of experience and a lifelong connection to the water. Specializing in boat repair, maintenance, and storage, Jamie and Heather Marshall have earned the trust of recreational boaters and watermen throughout the region—and have big plans for future expansion.
MCE Testimonial Highlight:
“MCE and the Women’s Business Center have been instrumental in our growth by providing funds when other banks would not.”
Looking Ahead to a New Year
These stories represent just a handful of the entrepreneurs we’ve been privileged to support—and countless others are writing their own success stories right now. If you have a dream of starting or growing a business in 2026, we invite you to reach out. Whether you need guidance, training, or access to capital, Maryland Capital Enterprises is here to help you explore what’s possible and take the next step forward.
Here’s to a new year filled with ideas, opportunity, and continued growth.